Payday Punks - Payday

Payday Pershing

I wasn't always a Payday Punk, and I used to know nothing about no payday loan. Right, so the name's Rolph Eliza Pershing, but the Punks all call me Payday. My "father" was Vice-Chairman of the Board of Directors Bethany Loomis Pershing, his Baptismal fate, and Bethany lives uptown behind a surgical supply store and above a high-energy bagelry. I grew up breathing the fumes of steel polish by night and the soft sweetness of rising yeast in the morning. Afternoons were spent huffing the space beneath the front door, catching occasional whiffs of passing leather boots, the slight scent of melanoma on geriatric toes. A great life until Bethany forgot to lock up and set me free to fend for myself.

My first job, and my first payday

After spending a few months tucked away in the Atlas section of the municipal library I got up my gander and went out job hunting, found a job with mass transit and started hosing down bus stops at 3 am. And the money hasn't stopped coming in since! At first I wanted all the nice things in the windows and showrooms and simply couldn't wait until payday to have them. I knew I'd have the money in a couple of days, but I also knew I had to have those Airwalks right now! So I followed the big yellow signs and got a payday advance and pounded those big city streets - the very next day - in my new, unlaced, radiant white cruisin' shoes. Sweet.

Then it happens, the payday curse

But then payday came, and there was no way I was going to part with all of that good looking money - or even a third. It was all mine, screw those payday lenders, I'll just shut them up with a roll-over fee and pay them off next check - this cash is for me! So i did it, I lived for the rest of the month off my own financial steam and I made my rent payment. Then payday came again, and this time I paid off the whole thing - no debts, I'm bad, and I've enjoyed my sneakers immensely. No problem man, until I found myself ion a financial bind and needed some fast cash. More payday loans - this time for a couple hundred dollars - but next pay day I had to use for my rent. From there is just went all down hill, I used my paychecks to finance my payday loan fees and used payday loans to help me survive till next payday. Down and down I went, couldn't stand it no more, filed bankruptcy - all debts off - and joined up with the Punks. The name "Payday" comes with my financial disaster, and I still have the credit scars to prove it. But these scars don't get me any chick, cuz, no chicks at all. They don't dig a man with bad credit, you know? Si mon, mo money mo problems nothing. More debt more problems, and thats all there is to it. Get that quick payday outta here.

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