Pay Day Loans

How can you finally ditch pay day loans? Lets play make believe!#9

Pay Day Loans - Beat 'em Real Good

Us Payday Punks dominate the street, man - old people and suits move to the side when we pass, hot dog vendors flee into alleyways and bite their fists as we swarm their carts, and pay day loans? Man, they don't even stand a chance. We're that bad, bad enough to make the worst pay day loan on the neighborhood scram at our very footfall. And we beat them all with a simple weapon: our pride, our maypole, our tenacious ignorance.

Forgetting pay day loans is the best way to beat them

As a collective gang of Payday Punks, we dropped out of school right after sex ed. Nothing else worth learning, and nap times were OVAH! And in sex ed we heard between our puffs in the back row that abstinence is the best way to avoid trouble. We laughed and left school and never looked back, and threw abstinence right out long with the rest of our educational drabble, but with pay day loans we've found that it makes sense to avoids them at every opportunity possible:

from your very first pay day advance you will be hooked. The ease of the process - lenient credit checks, low qualification standards, and a single "low" fee - makes getting pay day loans absolutely simple. And not just simple but fun, run out with a few hundred in cash right when you need it. Easy and done.
but after the first missed payment or "roll over," the benefit of pay day loans instantly cease. For every $100 the average fee is $17.50 per two weeks. Once is allright, but after one roll over your interest already costs 35% of the loan amount - thats bad.

Despite the Federal Truth in Lending Act - in which you must receive inwriting the finance charge and APR of your payday loans, and the lowest APR you could expect is in todays market is about 390% (thats three hundred and ninety) - non-punks continue to put aside the charges and borrow against their future pay day. Not cool, but whatever, us punks simply don't care. BUt of you wanna join us we have an quick pay day loans initiation.

Initiation into the Payday Punks

Lay face-down on a sewage grate, tongue pressed against that delicious American steel, and scream down to the subterranean Bums of the Bonds "I am a Payday Punk, better than you/ I rock hard and save hard and think you should too." This will enrage the Bums of the Bonds, and you must fight them all off (repeat with the Murderous Madmen of Mortgages and FinanceFreaks. Stay away form the Serpientos de la Student Loan, they are too hard core for the Punks, and you will be beat.)
Ignore pay day loansaltogether for six months. If one comes up to you in the street, it is not there. You cannot see these loans. Only by telling yourself they are not an option will you be secure from their financial drain.

Know the weapons of a Payday Punk - chains, beer bottles, home equity lines of credit - now fight for your right for financial savings! Apply for online pay day loans. Yow!